15 Year Fixed Mortgage Rates

Get a FREE quote on a fixed rate mortgage & save thousands of dollars per year.

How Do I Know if I Qualify?

As a rule of thumb, it may be harder to qualify for a 15 year fixed rate mortgage than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan. Remember that a 15 year term will have a higher payment than a 30 year term which may make it harder to qualify for.

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Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless

The traditional fixed mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.

One thing to take into account is that a 15 year mortgage will have higher payments than a 30 year mortgage but you will pay it off in half the time.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The 15 Year Fixed Mortgage Rates Loan Process

Here’s how our home loan process works:

Complete our simple 15-Year Fixed Rate Mortgage Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs